Industry Guidelines
Our company is users of the Ca Financial companies and stick to the industry recommendations. We follow their recommendations faithfully.
What Exactly Are Pay Day Loans?
Pay day loans are supposed to be term that is short useful for crisis circumstances just. Our company is distinctive from a bank loan for the reason that we just charge a cost in line with the quantity you borrow. The most permitted by the continuing State of Ca is $300.
The mortgage contract is governed by the relevant rules for the State of Ca.
Optimum Loan Amount
The utmost Payday Loan quantity at CC Ca Cash is $255.00.
Regards to Loan
Generally, your loan is going to be due in your next pay date.
Refinance, Extensions and Rollovers
Your loan needs to be compensated in complete because of the date this is certainly due that is according to Ca legislation. As soon as your loan is paid then you’re entitled to loan once more. There is absolutely no extensions, rollovers, or refinance permitted.
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Speed and Term Chart
ADVANCE AMOUNT (Amount Financed) | FINANCE CHARGE (price of Loan) | CHECK AMOUNT (complete of re Payments) | Example APR ** | |
---|---|---|---|---|
LOAN TERM (week or two) | LOAN TERM (thirty days) | |||
$100.00 | $17.65 | $117.65 | 460.16% | 214.74% |
$150.00 | $26.48 | $176.48 | 460.16% | 214.74percent |
$200.00 | $35.30 | $235.30 | 460.16% | 214.74percent |
$255.00 | $45.00 | $300.00 | 460.08% | 214.71% |
ADVANCE AMOUNT (Quantity Financed) | $100.00 | |
---|---|---|
FINANCE CHARGE (price of Loan) | $17.65 | |
CHECK AMOUNT (complete of re re Payments) | $117.65 | |
Example APR ** | LOAN TERM (2 weeks) | 460.16% |
LOAN TERM (1 month) | 214.74percent | |
ADVANCE AMOUNT (Quantity Financed) | $150.00 | |
FINANCE CHARGE (price of Loan) | $26.48 | |
CHECK AMOUNT (complete of re re Payments) | $176.48 | |
Example APR ** | LOAN TERM (fourteen days) | 460.16% |
LOAN TERM (thirty day period) | 214.74per cent | |
ADVANCE AMOUNT (Amount Financed) | $200.00 | |
FINANCE CHARGE (price of Loan) | $35.30 | |
CHECK AMOUNT (complete of re re Payments) | $235.30 | |
Example APR ** | LOAN TERM (fourteen days) | 460.16% |
LOAN TERM (thirty day period) | 214.74% | |
ADVANCE AMOUNT (Amount Financed) | $255.00 | |
FINANCE CHARGE (price of Loan) | $45.00 | |
CHECK AMOUNT (complete of re re Payments) | $300.00 | |
Example APR ** | LOAN TERM (fortnight) | 460.08% |
LOAN TERM (thirty days) | 214.71percent |